About Us
Elite Visionaries Driving Global Excellence.
Bartolome Massot, FCCA, CPCU
Bartolomé Massot is a seasoned financial and risk management executive with over 20 years of international experience driving multi-million-dollar transactions across insurance, reinsurance, banking, and real estate sectors. As President, Bartolomé spearheads strategic initiatives, leveraging his expertise in governance, risk management, fiduciary and financial structuring to deliver high-value and excellence in all of Temperat’s business deals. He has successfully managed numerous portfolios and ventures with assets under management in excess of $500 million, complex compliance and risk management situations at board and operational levels, as well as with fiduciary engagements with world-class enterprises, demonstrating his capability to execute large-scale transactions with precision.
In this career, as CEO of Candidus Reinsurance Services (Panama), Founder of Nova Insurance Company (Cayman), and previously as Director at Appleby and Artex (Bermuda), Bartolomé has designed corporate governance frameworks and overseen operations for a variety of portfolios, advising on financial planning and strategic objectives to over 150 clients globally. His leadership in expanding operations in Latin America have generated multi-million-dollar deals, showcasing his ability to navigate complex markets. A Fellow Chartered Certified Accountant (FCCA), Chartered Underwriter (CPCU), and Certified Solvency II Associate (CSiiP), Bartolomé brings unparalleled expertise, ensuring robust returns and long-term premium-level success.
Ryno Frederick Daniels, CA(SA), CPCU
Ryno Daniels is a strategic Partner of Temperat. He serves as the Chief Financial Officer of Candidus Reinsurance Services, where he is responsible for the company’s financial strategy, capital planning, and regulatory compliance across its global operations. He plays a central role in guiding the financial and operational frameworks that support Temperat and Candidus’s delivery of tailored solutions to families and institutional clients.
With over 10 years of international experience, Ryno has held senior positions at Nova Insurance Company (Cayman), Artex Risk Solutions (Bermuda), Acumen Management Limited (Bermuda), and PwC (South Africa and Sweden). In these roles, he managed portfolios exceeding $100 million in assets under administration, with annual premiums over $50 million. His background includes building and overseeing complex, multi-jurisdictional insurance structures across the financial services, technology, and real estate sectors.
Ryno is a Chartered Accountant (CA(SA)), Certified Public Accountant (CPA Bermuda), and Chartered Property & Casualty Underwriter (CPCU). His expertise bridges finance, compliance, and enterprise risk—ensuring disciplined execution, regulatory alignment, and strategic value for clients operating in highly regulated environments.
Our Distinguished Portfolio & Partnership Ethos.
Tailored insurance programs, ready for launch.
Nova is a Class B(iii) insurer and Segregated Portfolio Company (SPC) based in the Cayman Islands. It designs and deploys specialty insurance programs for clients across the U.S. and Latin America
Reinsurance brokerage with the expetise of high-end Advisory, Alternative Risk Transfer and Fiduciary.
Candidus brings together technical expertise, deep regulatiory and financial knowledge, and long-term strategic solutions for large enterprises and family offices accorss the globe.
Real Estate Investment Firm
OM56
A premier property in Playa del Carmen, Mexico - exemplifying strategic opportunities accross multiple industries.
We seek to collaborate with aligned businesses, deploying capital where our expertise can amplify growth.